Verge Credit powered by Stride Bank

Your goals are within reach

What will you accomplish?

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Personal loans up to $5,000

Say goodbye
to hidden FEES.

Transparency is the name of the game. No hidden fees. No surprises. We'll always be upfront with exactly what you're paying.

  • No origination fees.
  • No pre-payment fees.
  • No late fees.

Curious about how it all works? Learn more about the personal loans process.

Our Customers love us.

"Thank you very much for your financial assistance. I will keep you in mind if and when I need another loan."

Jeanette S. of MI

Actual Customer Testimonials

Let's get personal.

Every person is unique. And so is their financial situation. That’s why we believe in a loan that is personalized to you and your situation. Once you’ve completed the simple online application, we’ll let you know if you’re qualified for a loan and present personalized options, just for you. Down to every last detail of the loan—from the amount to the term and the payments.

Take control of your credit score.

Life happens, and sometimes your credit takes a hit. So take advantage of all that your loan has to offer. Verge Credit and Stride Bank report payment history to the main credit bureaus, so making on-time payments could help positively impact your credit score.*

Why Verge Credit?

  1. 57% of Americans have less than $1,000 in savings.1
  2. 39% of Americans have ZERO savings.1
  3. 53% of Americans have been turned down for a credit card or loan due to poor credit.2
  4. 17,000% APR is typical for bank overdraft fees.3

Whether you’re dealing with the past or planning for the future or something in-between, a personal loan could help you achieve your financial goals. You’re on the verge of something great. Don’t let a little financial situation get in the way.

Read more about how much money Americans have in their savings accounts from CNBC, how many people are turned down due to bad credit from PR Newswire, and expensive bank overdraft fees from the Consumer Financial Protection Bureau.

1 Elkins, K. (2017, September 13). Here’s how much money Americans have in their savings accounts. Retrieved from: https://www.cnbc.com/2017/09/13/how-much-americans-at-have-in-their-savings-accounts.html.

2 Staff. (2019, November 14). 53% of Americans Turned Down Due to Bad Credit. Retrieved from: https://www.prnewswire.com/news-releases/53-of-americans-turned-down-due-to-bad-credit-300956979.html.

3 Staff. (2014, July 31). CFPB Finds Small Debit Purchases Lead to Expensive Overdraft Charges. Retrieved from: https://www.consumerfinance.gov/about-us/newsroom/cfpb-finds-small-debit-purchases-lead-to-expensive-overdraft-charges/.

How to get
a personal loan:

  1. Apply 100% online.
  2. If approved,
    choose from your personalized offers.
  3. Receive funds as soon as the next business day!
Get Started

We’re here for you.

You’re on the verge of something great. Call 1-866-299-8743 to find out what you can accomplish with a personal loan!