Verge Credit powered by Stride Bank
We're Verge Credit.

Helping goal getters everywhere.

Hey there goal getter! We're Verge Credit, an online service provider for personal loans originated by Stride Bank, N.A. We exist to help you overcome financial roadblocks and get you back on track to reach your goals. Do you need a way to improve your credit score?* Do you need funds for an emergency? That's why we're here—to help our neighbors. Some people call that cheesy, but we think it's the right thing to do. Your goals are within reach. What can we help you accomplish?

About us

  1. Online only saves you money

    Yep, you read that right. Online loans. Only. By not having physical locations, we are able to save on operating costs. That means you save on your finance charges. So, no origination fees. No late fees*. No missed payment fees*. (We think you'll like that.)

  2. Midwest roots

    Our partner, Stride Bank, N.A., operates out of Salt Lake City, Utah and our Customer Support Team happily resides in Wichita, Kansas. With every call you can expect to experience Midwest values—hard work to find a resolution, a helping hand in time of need, and a smile on the other end of the phone when you're having a bad day. We truly care. It's in our blood.

  3. Credit score back on track

    One key reason Verge Credit was created is to give you an opportunity to get your credit score back on track despite late or missed payments in the past. Together with Stride Bank, N.A., we report payment history to the main credit bureaus, so your on-time payments could help improve your credit score over time.*

  4. Better basics

    A field that isn't visible on a mobile device. A red validation messaging preventing you from moving forward. Annoying, right? That's why we focus on making the basics better: a smooth application process, easy payment options, and support when you need it.

  5. What's in a name?

    The name Verge Credit was only fitting. You're on the verge, the edge, margin or brink of something great... and we want to help you arrive! You have life figured out most days. But sometimes you need a little help. We'll help keep everything in check with personal loans up to $10,000.

    Visit the rates & terms page for more specifics.

Our Partnership

We are a proud servicing partner of Stride Bank, N.A., Member FDIC. As part of our relationship, Stride Bank, N.A. is the lender, which means they underwrite, approve, and fund the loans. Verge Credit is the servicer. That means we take care of things like the loan application, payments, and (perhaps most importantly) Customer Support.

You can count on Verge Credit to provide friendly help and information throughout the life of your loan. And if you have any questions or concerns, please contact us

Our History

Stride Bank, N.A. (Member FDIC), was founded in 1913 and CURO Financial Technologies Corp, Verge Credit's parent company, was founded in 1997. In 2020, Verge Credit launched to meet the growing financial needs of people like you. You might not qualify for traditional loans, but you still deserve something great.

Enter Verge Credit. With Stride Bank, N.A. as our partner, we want to ensure that you receive the best quality financial product.

Our Values

We want to help our neighbors. To us, that means treating every employee and customer (that's you!) with honesty, respect, humility, integrity, and a positive, engaging personality. We want you to have the best possible products to meet your needs so you can grow financially. We believe you're on the verge of something great. And we want to help you get there.

Our Team

Our leadership has over a century of collective industry experience and a passion for transparency, community, and entrepreneurship. We value everyone's voice—no matter what—and our Customer Support Team is passionate about solving problems.

Your future matters to us.

We want to help you reach your potential. If that means a college education, let's do it together with our Goal Getter Scholarship. We'll award $2,000 each to 5 people every year.

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Get to Know Us
  • About Us
  • Personal Loans
We're Here to Help
Connect with Us
  • 1-866-299-8743
  • Mon - Fri: 8:00am - 7:00pm CT
  • 3527 N Ridge Rd. Wichita, KS 67205

© 2021 Verge Credit. All Rights Reserved.

*Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Lending decisions subject to eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Office of the Comptroller of the Currency, Customer Assistance Group, 1301 McKinney Street, Suite 3450, Houston, TX 77010-9050.

Loans are underwritten and originated in Salt Lake City, UT by Stride Bank, N.A., member FDIC, and serviced by Verge Credit. Stride Bank 331 S. Rio Grande St., Ste. 307 Salt Lake City, UT 84101

Verge Credit may make phone calls or deliver SMS text messages to your phone number based on your account settings. To view details, please refer to the Phone Terms of Use and the SMS Terms of Use.