Verge Credit powered by Stride Bank

Rates & Terms

Loan Amount:$500 - $5,000
Repayment term:6 - 60 months
APR Range:37% - 179%

Cost of Borrowing Example

The following is a representative example of Finance Charges on a $2,000 loan with a 94% interest rate. This example is based on the assumption the loan will be repaid as scheduled.

Origination Date:01/01/2020
Loan Amount:
The amount of credit provided to you on your behalf.
$2,000
Term:24 Months
Amount Due for Monthly Payments 1-23:
First payment due 02/01/2020.
$187.35
Amount Due for Final Monthly Payment:
Final payment due 01/01/2022.
$187.41
Finance Charge:
The dollar amount the credit will cost you.
$2,496.46
Total Amount Due:
The amount you will have paid after making all payments as scheduled.
$4,496.46
APR*:
The amount you will have paid after making all payments as scheduled.
94.02%

*Annual Percentage Rate is based on example loan terms of 24 payments due over 24 months. Example loan date is 01/01/2020 with a first payment due date of 02/01/2020.

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Lending decisions subject to eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Office of the Comptroller of the Currency, Customer Assistance Group, 1301 McKinney Street, Suite 3450, Houston, TX 77010-9050.

Loans are underwritten and originated in Salt Lake City, UT by Stride Bank, N.A., member FDIC, and serviced by Verge Credit. Stride Bank 331 S. Rio Grande St., Ste. 307Salt Lake City, UT 84101

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