Verge Credit powered by Stride Bank

Rates & Terms

Loan Amount:$500 - $10,000
Repayment term:6 - 60 months
APR Range:37% - 92%

Cost of Borrowing Example

The following is a representative example of Finance Charges on a $2,000 loan with a 84.915% interest rate. This example is based on the assumption the loan will be repaid as scheduled.

Origination Date:03/15/2021
Loan Amount:
The amount of credit provided to you on your behalf.
Term:18 Months
Amount Due for Monthly Payments 1-17:
First payment due 04/19/2021.
Amount Due for Final Monthly Payment:
Final payment due 09/19/2022.
Finance Charge:
The dollar amount the credit will cost you.
Total Amount Due:
The amount you will have paid after making all payments as scheduled.
The amount you will have paid after making all payments as scheduled.

*Annual Percentage Rate is based on example loan terms of 18 payments due over 18 months. Example loan date is 03/15/2021 with a first payment due date of 04/19/2021.

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NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Office of the Comptroller of the Currency, Customer Assistance Group, 1301 McKinney Street, Suite 3450, Houston, TX 77010-9050.

Loans are underwritten and originated in Salt Lake City, UT by Stride Bank, N.A., member FDIC, and serviced by Verge Credit. Stride Bank 331 S. Rio Grande St., Ste. 307 Salt Lake City, UT 84101

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